Self-Employed Retirement Tool
Max Contribution Limits
SEP IRA
$0Flat 20% of net income (adjusted). Simple to set up.
Solo 401(k)
$0Includes employee deferral + employer profit share. Higher limits at lower income.
​Retirement planning at Kgwebo is about long-term wealth, but your immediate cash flow is just as vital.
Use our Quarterly Estimated Tax Tool to see how your retirement contributions might lower your upcoming IRS payments.